If you’re in debt, you need to do everything you can to balance the books month by month to gradually tip the scales in your favour and get debt free.
Most people’s outgoings and income are fairly tightly balanced – in other words, there’s not a lot of room for manoeuvre. So, often, it’s the really little things that make a difference over time.
If you have internet access, and you must have to be reading this of course, then money-saving help is at your fingertips.
A couple of websites where things don’t come any cheaper are Freecycle, and SnaffleUp where products are – well - free! Both sites are dedicated to finding new homes for products which may otherwise be thrown away – so they’re well worth checking out for starters.
One of the ways you may be able to save money but may not have thought of is by using certain websites that save you money every time you shop. Various sites including
GreasyPalm, Quidco, and Top CashBack - give you a percentage of what you spend in cash or vouchers if you use them for a huge range of goods and services. And they shouldn’t cost you more than the products would anyway, so it’s a good idea to use them to gradually save money on many of life’s essentials.
Also, you can use the web to compare the prices of things you need to buy to make sure you’ve got the best possible deal. PriceRunner, for example, allows you to make price comparisons on pretty much everything and has a forum to exchange money saving ideas. Kelkoo runs a similar service, comparing the prices of online retailers to help you find the cheapest deal. Meanwhile, MySupermarket performs a similar service for food shopping, comparing the price of items from Tesco, Sainsbury’s, Asda and Ocado.
It’s the little things that will make a difference over time. But if you’re heavily in debt, it’s always best to get professional expert advice.