http://www.opendoorsmoney.com/content/features Advice, information and resources on debt related issues including debt management plans, IVA's and Bankruptcy. en contact@flgmoney.co.uk 2009-05-05T16:57:00+00:00 http://www.searchclickmoney.co.uk/index.php/weblog/the_true_price_of_little_luxuries/ If you’re struggling with large debts running into many thousands of pounds, it’s difficult to seriously see how saving relatively small amounts of money can make any kind of difference whatsoever. Ideal Debt Solutions 2009-05-05T16:57:00+00:00 http://www.searchclickmoney.co.uk/index.php/weblog/dont_trust_property/ The ethos in the UK over the past decade or so has been to somehow equate economic success with rises in the value of houses. This misinformed view has contributed hugely to our current economic woes and the fact that so many people are now struggling with debts, mortgage arrears, and rent arrears. Ideal Debt Solutions 2009-05-04T22:06:00+00:00 http://www.searchclickmoney.co.uk/index.php/weblog/household_burglaries_increase_as_recession_tightens_grip/ Since the recession tightened its grip on the personal finances of individuals across the UK earlier this year, homeowners have been provided with many reasons to worry. The majority of these concerns have revolved around how to pay the next electricity bill whilst coping with rising food prices at a time when redundancies and pay cuts are becoming the norm. However, last week, the leading insurer in the UK, Norwich Union, revealed another reason to feel anxious: a fifty per cent increase in household burglaries could be recorded by the end of this year. Ideal Debt Solutions 2009-05-03T17:18:00+00:00 http://www.searchclickmoney.co.uk/index.php/weblog/earn_100_to_help_escape_debt/ If you’re struggling with paying off debt effectively, or making a determined attempt to remain debt-free in the current economic climate, £100 could be the helping hand you need. For the best part of a year now, it seems as if the news has been dominated by financial negativity and money worries seem, understandably, to be heading the list of anxieties impacting upon every household across Britain. Ideal Debt Solutions 2009-05-02T12:24:00+00:00 http://www.searchclickmoney.co.uk/index.php/weblog/the_homeowners_mortgage_support_scheme/ If you’re worried about being able to keep up with your mortgage payments, there’s a new Government scheme that may be able to help. Ideal Debt Solutions 2009-05-01T17:10:00+00:00 http://www.searchclickmoney.co.uk/index.php/weblog/good_news_for_people_in_debt_from_the_csa/ If you’re struggling with debts, there’s a little good news from the Credit Services Association (CSA) which has come to a new agreement with the government. From the end of May, debt collectors have agreed to give 30 days’ breathing space to people trying to sort out their finances. Ideal Debt Solutions 2009-04-30T16:53:00+00:00 http://www.searchclickmoney.co.uk/index.php/weblog/avoiding_debt_after_the_breakdown_of_a_relationship/ When a relationship breaks down, the emotional trauma can be significant. However, unfortunately, relationship breakdown is a common cause of debt. Many individuals who have coped well financially as part of a couple can find themselves in severe economic trouble once separated from their partner and, although it can be very stressful if you find yourself in this situation, you need to remain focused and clear about your financial rights. Ideal Debt Solutions 2009-04-29T20:58:00+00:00 http://www.searchclickmoney.co.uk/index.php/weblog/cash_back_credit_cards/ Halifax has re-launched its cash-back credit card. The card is supermarket-linked allowing you to earn 1% cashback on your grocery and fuel purchases, as well as 0.5% on all other purchases for your shopping basket. Ideal Debt Solutions 2009-04-28T16:40:01+00:00 http://www.searchclickmoney.co.uk/index.php/weblog/debts_under_5000_and_a_ccj/ If you have total debts of less than £5,000 and are struggling to pay them off – and have at least one County Court (or High Court) Judgement issued against you – then an administration orders may be a good solution. Ideal Debt Solutions 2009-04-27T16:45:00+00:00 http://www.searchclickmoney.co.uk/index.php/weblog/six_simple_steps_to_reclaiming_unfair_bank_charges/ If you have discovered that you are living in financial hardship (and this opinion adheres to official criteria regarding this status) and you decide to reclaim bank charges deemed unlawful, there are several steps that you should follow. Ideal Debt Solutions 2009-04-26T20:35:00+00:00