Published in on Tuesday, May 05 2009 0 Comments

If you’re struggling with large debts running into many thousands of pounds, it’s difficult to seriously see how saving relatively small amounts of money can make any kind of difference whatsoever.

Published in on Monday, May 04 2009 0 Comments

The ethos in the UK over the past decade or so has been to somehow equate economic success with rises in the value of houses. This misinformed view has contributed hugely to our current economic woes and the fact that so many people are now struggling with debts, mortgage arrears, and rent arrears.

Published in on Sunday, May 03 2009 0 Comments

Since the recession tightened its grip on the personal finances of individuals across the UK earlier this year, homeowners have been provided with many reasons to worry. The majority of these concerns have revolved around how to pay the next electricity bill whilst coping with rising food prices at a time when redundancies and pay cuts are becoming the norm. However, last week, the leading insurer in the UK, Norwich Union, revealed another reason to feel anxious: a fifty per cent increase in household burglaries could be recorded by the end of this year.

Published in on Saturday, May 02 2009 0 Comments

If you’re struggling with paying off debt effectively, or making a determined attempt to remain debt-free in the current economic climate, £100 could be the helping hand you need. For the best part of a year now, it seems as if the news has been dominated by financial negativity and money worries seem, understandably, to be heading the list of anxieties impacting upon every household across Britain.

Published in on Friday, May 01 2009 0 Comments

If you’re worried about being able to keep up with your mortgage payments, there’s a new Government scheme that may be able to help.

Published in on Thursday, April 30 2009 0 Comments

If you’re struggling with debts, there’s a little good news from the Credit Services Association (CSA) which has come to a new agreement with the government. From the end of May, debt collectors have agreed to give 30 days’ breathing space to people trying to sort out their finances.

Published in on Wednesday, April 29 2009 0 Comments

When a relationship breaks down, the emotional trauma can be significant. However, unfortunately, relationship breakdown is a common cause of debt. Many individuals who have coped well financially as part of a couple can find themselves in severe economic trouble once separated from their partner and, although it can be very stressful if you find yourself in this situation, you need to remain focused and clear about your financial rights.

Published in on Tuesday, April 28 2009 0 Comments

Halifax has re-launched its cash-back credit card. The card is supermarket-linked allowing you to earn 1% cashback on your grocery and fuel purchases, as well as 0.5% on all other purchases for your shopping basket.

Published in on Monday, April 27 2009 0 Comments

If you have total debts of less than £5,000 and are struggling to pay them off – and have at least one County Court (or High Court) Judgement issued against you – then an administration orders may be a good solution.

Published in on Sunday, April 26 2009 0 Comments

If you have discovered that you are living in financial hardship (and this opinion adheres to official criteria regarding this status) and you decide to reclaim bank charges deemed unlawful, there are several steps that you should follow.